Jonathan de Quidt

Jonathan de Quidt is an Assistant Professor in Economics at the Institute for International Economic Studies. Jonathan received his PhD from the London School of Economics. His research interests lie broadly in behavioral and development economics and combine experimental work and applied theory.

Content by Jonathan de Quidt
  • Blog post

    Credit bureaus in microfinance: a baseline study

    Credit bureaus consolidate borrowers’ creditworthiness records and share them with microfinance institutions, thereby addressing adverse selection and moral hazard problems. Such changes give safe borrowers lower interest rates but can lock those with poor or non-existent credit histories out of the market. Ongoing research in Pakistan investigates this trade-off. For at...

    3 Jul 2017 | Jonathan de Quidt

  • Blog post

    Sharing once hidden information: Credit bureaus, MFIs, and client welfare

    For at least 30 years, the microfinance movement sought to provide credit in settings where strong constraints meant traditional banking methods weren’t feasible. One particular constraint to traditional banking methods was the high fixed cost of information gathering, storage and dissemination. Over time, this constraint has been relaxed as microfinance institutions...

    2 Mar 2017 | Gharad Bryan, Greg Fischer, Jonathan de Quidt, Ali Akbar

  • Project

    Understanding the efficiency effects of a credit bureau: A cluster randomised controlled trial

    Over the past 50 years MFIs have worked on a model to provide credit without the usual infrastructure required by traditional banks. Increasingly, however, MFIs are looking for new ways of doing business, and as their scale and income increases, they are able to incorporate some of the features of modern banking, for example the use of a credit bureau for sharing...

    28 Aug 2015 | Aban Haq, Gharad Bryan, Jonathan de Quidt