Nalini Gulati completed an MPhil in economics at the University of Oxford in 2009. Her postgraduate research focused on health insurance in poor developing countries, involving an analysis of household survey data from India to examine the role of risk preference heterogeneity in the demand for health insurance. Prior to joining the IGC, she was an Economist at Cambridge Economic Policy Associates (CEPA) India where she worked on the Second Evaluation of the Global Alliance for Vaccines and Immunisation (GAVI) and other projects in their global health practice. She has also worked as a Short Term Consultant at the World Bank in New Delhi, India. Nalini holds a first class undergraduate degree in Economics from Lady Shri Ram College, University of Delhi.