Sujata Visaria
Sujata Visaria is an Assistant Professor in Economics at the Hong Kong University of Science and Technology.
Content by Sujata Visaria
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Blog post
A new approach to microfinance
Traditional microcredit has had limited success at enabling farmers to expand the cultivation of risky but profitable cash crops. A new approach that uses local intermediaries and aligns their incentives with farmer profits could generate better outcomes for agricultural production and incomes
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Project
Middleman Margins, Credit and Information Constraints: Potato Markets in West Bengal, India
Credit and information constraints are particularly acute for farmers in developing countries, and can have a strong impact on their productivity. This project studies pass-through of fluctuations of retail prices to farm-gate prices in the context potato cultivation in West Bengal, India. The primary focus is on credit and information constraints faced by potato farmers...
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Publication - Policy Brief
Potato Traders in West Bengal: A Survey of Contractual Relations and Market Structure (Policy Brief)
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Publication - Working Paper
Asymmetric Information and Middleman Margins (Working Paper)
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Publication - Working Paper
Intermediated Loans: A New Approach to Microfinance (Working Paper)
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Publication - Policy Brief
Intermediated loans: A new approach to microfinance (Policy Brief)
Microfinance attempts to be an effective tool for increasing financial inclusion for the world’s poor. However, microfinance programmes often prescribe rigid repayment schedules and a lack of tolerance for risk-taking. Thus, growth and poverty reduction impacts have been limited. This study asks whether it is possible to design a more flexible system of...